{"id":122499,"date":"2026-02-27T10:05:05","date_gmt":"2026-02-27T10:05:05","guid":{"rendered":"https:\/\/www.edgehill.ac.uk\/?p=122499"},"modified":"2026-03-09T01:09:21","modified_gmt":"2026-03-09T01:09:21","slug":"how-to-make-your-money-go-further-at-university","status":"publish","type":"post","link":"https:\/\/www.edgehill.ac.uk\/news\/2026\/02\/how-to-make-your-money-go-further-at-university\/","title":{"rendered":"How to make your money go further at university"},"content":{"rendered":"<div class=\"lazyblock-ehu-cover-Zhiyff wp-block-lazyblock-ehu-cover\">            <div >\n                                    <div class=\"wp-block-cover feature-cover\">\n                        <img decoding=\"async\" width=\"1920\" height=\"1080\" data-src=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/10\/virtual.jpg\" class=\"wp-block-cover__image-background lazyload\" alt=\"Students working on PCs in the Catalyst.\" data-sizes=\"auto, (max-width: 640px) 100vw, (max-width: 768px) 50vw, (max-width: 1024px) 33vw, 1920px\" data-srcset=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/10\/virtual-300x169.jpg 300w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/10\/virtual-1024x576.jpg 1024w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/10\/virtual-768x432.jpg 768w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/10\/virtual-640x360.jpg 640w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/10\/virtual.jpg 1920w\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1920px; --smush-placeholder-aspect-ratio: 1920\/1080;\" \/>                \n                                            <div class=\"wp-block-cover__inner-container-wrapper\">\n                          <div class=\"wp-block-cover__inner-container purple\">\n                            \n                                                        <!-- Page Attribute - Page title visible -->\n                                                                                        <span class=\"lzb-cover-title show-title\">\n                                                                    How to make your money go further at university                                                                    <\/span>\n                                \n                                                      <\/div>\n                      <\/div>\n                                        <\/div>\n                <\/div>\n\n                      \n            <\/div>\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"is-style-intro-text\">Learning how to manage your money is a rite of passage into adulthood.&nbsp;And there\u2019s no better time than the present to think about how you\u2019ll fund your way through the next few years of study.<\/p>\n\n\n\n<p>We don\u2019t want money worries to be a barrier to your success. So, we spoke to some of our students to get their advice on how to make your money go further at university.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div class=\"lazyblock-ehu-icon-panel-2n6F5X wp-block-lazyblock-ehu-icon-panel\">            <div class=\"fa-icon-panel-outer\" style=\"justify-content:flex-start;\">\n                \n                                    <div class=\"fa-icon-panel-inner\">\n                        \n                                                    <a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/studentservices\/moneyadvice\/\" class=\"fa-icon-linked\" rel=\"nofollow\" aria-label=\"National Student Money Week Monday 2 - Friday 6 March 2026\">\n                                                \n                                                    <div class=\"fa-icon-panel fa-icon-panel-row\">\n                                                \n                            <div class=\"fa-icon-panel-icon\">\n                                <span aria-hidden=\"true\" class=\"fa-solid fa-calendar-days fa\"><\/span>\n                            <\/div>\n                            \n                                                            <div class=\"fa-icon-panel-content\">\n                                    <div class=\"fa-icon-panel-title\">\n                                        National Student Money Week                                    <\/div>\n                                    \n                                                                            <div class=\"fa-icon-panel-subtext\">\n                                            Monday 2 &#8211; Friday 6 March 2026                                        <\/div>\n                                                                        \n                                <\/div>\n                                                    \n                            <\/div>                             <\/a>\n                                            <\/div>\n                            <\/div>\n        <\/div><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">1. Set a weekly budget<\/h2>\n\n\n\n<p>Have an idea of how much you will have available to spend each week. This will help you avoid blowing your student loan early. Start by making a list of your expected monthly income. This would include any loans or part-time work. And then list your expenses including food, bills, library fees etc. From this you can work out how much you will have left over to spend on leisure activities each week.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cI set up two accounts; one for the full loan and then another where I paid myself every Monday. I looked at the number of weeks before the next loan, decided on a budget and transferred that money each week. It sounds simple but my other advice is to live by your means. If you know you can\u2019t afford to do something, don\u2019t. I was also able to get a part time job and that really helped.\u201d<\/em><\/p>\n<cite>Adam, BA (Hons) Film &amp; Television Production<\/cite><\/blockquote>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-medium is-resized\"><img decoding=\"async\" width=\"300\" height=\"300\" data-src=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Adam-300x300.jpg\" alt=\"BA (Hons) Film &amp; Television Production student, Adam\" class=\"wp-image-122581 lazyload\" data-srcset=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Adam-300x300.jpg 300w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Adam-1024x1024.jpg 1024w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Adam-768x768.jpg 768w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Adam-640x640.jpg 640w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>You can use budgeting apps to keep check of your bank balance and track your spending habits. Make sure you deal with any bills right away too, rather than letting them pile up.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Get a student bank account<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/studentservices\/moneyadvice\/managing-your-money\/\">Choosing the right bank account<\/a> is a key step in managing your money. The main things to look out for in a student account are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Overdraft fees \u2013 find out how much you can borrow and if there are any charges. Some may charge interest whilst others are interest free for students.<\/li>\n\n\n\n<li>Withdrawal fees \u2013 some banks charge you for taking money out, so look out for any hidden costs.<\/li>\n\n\n\n<li>Interest paid on your balance \u2013 look for an account that pays on your money when you are in credit. Every penny counts.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cI found that plenty of banks offer brilliant deals to students who open a new account with them. These can be cash gifts for using your debit card or switching banks, 0% overdraft rates or a free 16-25 Railcard. Make sure you shop around before you get to university and check the eligibility criteria to make sure it\u2019s the right account for you.\u201d<\/em><\/p>\n<cite>Rachel Merrill, BA (Hons) Musical Theatre<\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">3. Get a student railcard<\/h2>\n\n\n\n<p>Speaking of Railcards, if you don\u2019t get one with your bank account then it\u2019s definitely something to consider getting. They can help save you a ton of cash if you regularly use the train, either commuting to university or to visit friends or family. The National Rail young person\u2019s railcard costs \u00a330 a year and saves you a third on rail ticket prices.<\/p>\n\n\n\n<p>Edge Hill University is right in the heart of the <a href=\"https:\/\/www.edgehill.ac.uk\/study\/north-west-england\/\">North West<\/a> with great links to major norther cities like Liverpool and Preston. With a railcard, you can explore the region and save money at the same time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Spend wisely on the basics<\/h2>\n\n\n\n<p>It\u2019s no good setting a budget if you don\u2019t stick to it once you get to university. Try to avoid overspending by saving money where you can on essentials like your food shop and transport.<\/p>\n\n\n\n<p>Shop around for bargains and consider learning how to cook a few basic meals to avoid relying on takeaways. Batch cooking with your flatmates is also a great way to save money on food. We have put together some <a href=\"https:\/\/www.edgehill.ac.uk\/news\/2023\/11\/learn2cook\/\">downloadable recipe cards<\/a> to inspire your next meal preparation.<\/p>\n\n\n\n<p>You and your flatmates could also club together to buy household essentials like kitchen roll and cleaning products. Go for value brands and shop locally when you can.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cMake sure you understand what you have to spend, in a week, a month, a semester. When it comes to food shopping, I save my money by eating cheaply &#8211; own brands are not an issue &#8211; and batch cooking. I also walk everywhere. It means I can go out to social or take a trip to the beach. If you feel like you\u2019re missing out, don\u2019t worry and don\u2019t compare. Not everyone is able to do absolutely everything and you\u2019ll find other ways of having fun.\u201d<\/em><\/p>\n<cite>Eleanor, BA (Hons) Sociology<\/cite><\/blockquote>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-medium is-resized\"><img decoding=\"async\" width=\"300\" height=\"300\" data-src=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Eleanor-300x300.jpg\" alt=\"BA (Hons) Sociology, Eleanor\" class=\"wp-image-122520 lazyload\" data-srcset=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Eleanor-300x300.jpg 300w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Eleanor-1024x1024.jpg 1024w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Eleanor-768x768.jpg 768w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Eleanor-640x640.jpg 640w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">5. Take advantage of student discounts<\/h2>\n\n\n\n<p>We know that university is also about having fun. So when you do go out or treat yourself, make sure you benefit from the discounts available to you in shops, restaurants and on transport. Sign up to sites like UNiDAYS and Student Beans for online discounts and get a TOTUM card or use your student ID in-store to make some serious savings.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201c<em>Once you get the hang of prioritising, managing your money gets easier. But it\u2019s also a good idea to treat yourself, for example if you get a decent amount of work completed. Taking time out with friends can be a great incentive and can give you motivation to work harder.\u201d<\/em><\/p>\n<cite>Taaiaba, BA (Hons) Secondary English Education with QTS<\/cite><\/blockquote>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-medium is-resized\"><img decoding=\"async\" width=\"300\" height=\"300\" data-src=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Taaiaba-300x300.jpg\" alt=\"BA (Hons) Secondary English Education with QTS, Taaiaba\" class=\"wp-image-122525 lazyload\" data-srcset=\"https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Taaiaba-300x300.jpg 300w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Taaiaba-1024x1024.jpg 1024w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Taaiaba-768x768.jpg 768w, https:\/\/www.edgehill.ac.uk\/wp-content\/uploads\/2023\/04\/Taaiaba-640x640.jpg 640w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/300;\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What financial support does Edge Hill University offer?<\/h2>\n\n\n\n<p>We know it is important that we strive to keep living and commuting costs as low as possible for our students. We have a range of initiatives in place to help you save money while you are studying here with us.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Great value accommodation<\/h3>\n\n\n\n<p>If you decide to live off campus in Ormskirk or further afield, you\u2019ll find that the North West is one of the cheapest places to live and travel around whilst you study too. <a href=\"https:\/\/www.edgehillstudentpad.co.uk\/Accommodation\">Student Pad<\/a> is a student property portal exclusively for Edge Hill students, advertising local student properties. You can browse properties.\u00a0Liaise directly with landlords. And connect with other Edge Hill students to find housemates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Student job bank and part-time jobs<\/h3>\n\n\n\n<p>The Careers Team can help you <a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/careers\/developing-skills-experience\/part-time-jobs\/\">find a part-time job<\/a> that fits in with your studies. At Edge Hill, we have a dedicated Careers Corner in Catalyst where students can drop in to speak with one of our advisers. The Careers Portal also advertises different types of opportunities for students in the local area. As well as ways you can earn extra cash working on campus. Opportunities include working as a Student Guide or Online Ambassador as well as casual roles in departments.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cI applied for, and was successful in gaining, a part time job via the Target Connect service run by the Edge Hill Careers team. I also was also successful in obtaining another role as a video editor which came about thanks to an email sent out by my department.\u201d<\/em><\/p>\n<cite> Adam, BA (Hons) Film and Television Production<\/cite><\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">3. Free Commuter Breakfasts<\/h3>\n\n\n\n<p>If you\u2019re a commuting student, you can also start your day right with a free hot drink and breakfast item. Just head to the Creative Edge foyer each Tuesday and Thursday between 8-9am and show your UniCard.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Travel and parking<\/h3>\n\n\n\n<p>Catch our free EdgeLink bus for a direct link between campus and Ormskirk bus station. Once you arrive in Ormskirk, you will also be a short walk from the train station.&nbsp;Making it easy to explore further afield.<\/p>\n\n\n\n<p>Free parking on campus is also offered to permit holders and you can save money on fuel through our car sharing scheme, which also gives you access to reserved priority parking.<\/p>\n\n\n\n<p>Planning on cycling in? You can access free showers to freshen up before your next lecture.<\/p>\n\n\n\n<p>To explore all of our travel options, visit our <a href=\"https:\/\/www.edgehill.ac.uk\/sustainability\/travel\/\">travel webpage<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Scholarships and the Thrive Fund<\/h3>\n\n\n\n<p>Did you know that Edge Hill offers an array of <a href=\"https:\/\/www.edgehill.ac.uk\/scholarships\/\">scholarships<\/a> and awards for current students? Whether it\u2019s rewarding excellence and celebrating success outside your studies. Or overcoming adversity and inspiring others. Our scholarships recognise and celebrate your determination and commitment, with awards up to \u00a32,000..<\/p>\n\n\n\n<p>Our <a href=\"https:\/\/www.edgehill.ac.uk\/scholarships\/student-opportunity-fund\/\">Thrive Fund<\/a> is also available to Thive eligible students. Offering financial support to help you take part in employment-enhancing activities.&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Free laptop loans<\/h3>\n\n\n\n<p>If you don\u2019t have your own laptop, you can borrow one from Catalyst. There are over 100 <a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/ls\/library\/laptop-loans\/\">laptop loans<\/a> available. All have access to the University network and online file storage, including most software available from the University. These can be loaned for up to two weeks, or you can request a longer-term loan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Discounted gym membership<\/h3>\n\n\n\n<p>You should only break a sweat after a gym session, not when you look at your bank balance. Edge Hill Sport offers <a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/edgehillsport\/memberships\/\">discounted memberships<\/a> for EHU students, so right now you can grab a January &#8211; August pass for just <strong>\u00a3105<\/strong>. Giving you access to all sports facilities on campus.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Chat to the team<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Money Advice Team<\/h3>\n\n\n\n<p>The&nbsp;<a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/studentservices\/moneyadvice\/student-support-fund\/\" target=\"_blank\" rel=\"noreferrer noopener\">Money Advice Team<\/a>&nbsp;offer virtual and telephone appointments, which can be booked in advance. The team can offer guidance on all money-related matters including student funding, how to manage your personal finances and how to access the <a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/studentservices\/moneyadvice\/student-support-fund\/\">Student Support Fund<\/a>.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wellbeing and Student Support Team<\/h3>\n\n\n\n<p>If you need additional support our Wellbeing and Student Support Team are here to help.<\/p>\n\n\n\n<p>The team offer emotional and practical support including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maintaining your wellbeing and navigating student life\u202f<\/li>\n\n\n\n<li>Counselling and low-intensity Cognitive Behavioural Therapy\u202f<\/li>\n\n\n\n<li>Referring to GP services and other external health services\u202f<\/li>\n\n\n\n<li>Joining the on-campus Active Wellbeing Programme\u202f<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/www.edgehill.ac.uk\/departments\/support\/studentservices\/wellbeing\/mental-health-wellbeing\/\">Contact the team or book an appointment online<\/a>.<\/p>\n\n\n\n<p>Free sanitary products are also available across campus. Check our&nbsp;<a href=\"https:\/\/www.edgehillsu.org.uk\/menstruationstations\" target=\"_blank\" rel=\"noreferrer noopener\">EHSU webpages<\/a>&nbsp;for more information about where our menstruation stations can be found across campus.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Learning how to manage your money is a rite of passage into adulthood.\u00a0There\u2019s no better time than the present to think about how you\u2019ll fund your way through the next few years of study.<\/p>\n","protected":false},"author":50,"featured_media":39095,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10],"tags":[],"audience":[61,12],"topic":[14666],"news_type":[121],"class_list":["post-122499","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-feature","audience-applicants","audience-current-students","topic-visit-us","news_type-news-feature"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to make your money go further at university | Edge Hill<\/title>\n<meta name=\"description\" content=\"Discover our top money saving tips and become finance savvy with Navigating the Cost of Living: How to make your money go further at uni.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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